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financial tools

Find our useful budget planners, benefits and grants search tools and pension calculator to help you plan ahead and get your finances on track.



We have an array of useful tools and tips to help you get your finances on track. Whether you want to set up an accurate monthly budget to track your income and expenditure, start paying off debt or check your pension details, we can help.

You can also use our benefits calculator and grants search tool to find out what financial support you could be eligible for.

our tools


budget planners

These tools will help you to create an in-depth budget plan, giving a breakdown of income and expenditure.

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savings calculator

If you're looking to get a hold of your savings and organise your finances, this tool is for you.


benefits calculator

Check which UK benefits you may be eligible for, including welfare benefits, grants and other support.


pension calculator

Find out how much money you need in retirement and an estimate for how much you're on track for.


50-30-20 calculator

Our handy calculator splits your income into needs, wants and savings to help keep you on track.

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grants search tool

Find out which UK grants you could be eligible for based on your financial situation.

downloadable budgeting spreadsheet

If you're looking for an in-depth budgeting plan, our downloadable excel spreadsheet allows you to input your own income and expenditure to create a bespoke monthly budget breakdown.

our services

We have advice on managing debt, UK benefits and who’s eligible, pensions and a whole host of budgeting advice. Whether you’re a current or retired ICAEW member or staff member, ACA student, spouse or dependent of an accountant, our free, bespoke financial support is available to help you get back on your feet.

Our financial support can help to pay for essential home repairs, energy costs, care home top-up fees and car repairs and maintenance. If you're struggling to pay for essential living expenses such as mortgage or rental payments and even ICAEW membership fees, we may be able to assist. Get in touch today.

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budget planners

MoneyHelper’s budget calculator alongside our downloadable budgeting spreadsheet can help to show you exactly where your money is being spent and how much you’ve got coming in.

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pension calculator

Use MoneyHelper’s pension calculator to find out how much you need in retirement and how much you’re on track for.

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savings calculator

One thing about saving is that, sometimes, it can be difficult to know how much to save or how long it’ll take. Try out MoneyHelper’s savings calculator below to tackle both those problems.


grants search tool

Use our handy calculator to find out which UK grants are available to you, based on your financial situation.


50-30-20 calculator

This 50-30-20 calculator splits your take-home monthly income into suggested spending in three areas: necessities, wants and savings.


debt toolkit: six-step guide to sorting your finances

Support Officer and debt expert Lee Melling explores the steps you can take to tackle debt effectively. He also reveals how we can help you improve your financial situation.


redundancy pay calculator

If you’re being made redundant, or think you might be at risk, Money Helper’s redundancy pay calculator can help you check you’re paid what you’re entitled too.

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Preparing appetising, nourishing meals without breaking the bank is an ongoing challenge for many of us. This interactive session is a …
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In a rapidly evolving world, change is inevitable. From globalisation to technological advancements and recent global events, our lives and work …
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espresso managing your personal finances

When our finances start to feel out of control, this can have a knock-on effect on our mental and physical wellbeing. Discover ways to balance …
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your questions answered 

Who is eligible for support?

We support past and present members of the Institute of Chartered Accountants of England and Wales (ICAEW), ACA students, ICAEW staff members, and the family and carers of members and students. 

  1. No matter where your career takes you, past and present members of the Institute of Chartered Accountants of England Wales (ICAEW) are eligible for caba’s services for life, even if you change your career and leave accountancy 
  2. ACA students (ICAEW Provisional Members) who are either an active student or have been an active student within the last three years are eligible for caba's services 
  3. Past and present staff members of the ICAEW or caba are eligible for caba's services for life, even if you leave either organisation. Please note, for former employees, our financial support is only available to those who have had five years continuous employment with either organisation 
  4. Family members and carers of either an eligible past or present ICAEW member, ACA student or past or present employee of the ICAEW or caba are eligible for caba's support. We define a family member as a: 
    1. spouse, civil partner or cohabiting partner 
    2. widow, widower or surviving civil partner who has not remarried or cohabiting with a partner 
    3. divorced spouse or civil partner who has not remarried or cohabiting with a partner 
    4. child aged up to 25. Please note, children aged between 16 and 25 are not eligible for individual financial support 
    5. any other person who is dependent on the eligible individual supporting them financially or are reliant on the eligible individual’s care 
    6. any other person on whom the eligible individual is reliant, either financially or for care 

You can find out more about our available support both in the UK and around the world on our support we offer  page. 

Are your services means-tested?

If you need financial support, we carry out a means test where we consider income, expenditure, capital and assets.  

*Please note none of our other services are means-tested. 

I’m an accountant, but not a member of ICAEW, can you still help?

Unfortunately not. We only support past and present ICAEW members, their carers and their families. If we are unable to support you, where possible we will point you to help elsewhere.

caba has supported me in the past; can I receive support from caba again?

We understand that circumstances change. If we’ve helped you in the past there’s no reason why we can’t help you again. You can contact us at any time. Please call us if you need our help.

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