debt advice
Debt can affect anyone at any time. If you need help managing debt, setting a repayments plan or dealing with the stress that debt can cause, we can help.
Most people have been hit by some level of financial pressure throughout their lives, including those within the ICAEW community. When our finances start to feel out of control, this can have a knock-on effect on our mental and physical wellbeing and feel like a heavy weight that’s hard to shift. Whether you're looking for debt advice, help on budgeting or benefits, our dedicated support team are on hand.
If you’re a current or retired ICAEW member or staff member, ACA student, spouse or dependent of an accountant, our free, bespoke financial support is available to help you get back on your feet.
our services
Our means-tested financial support can help to pay for essential home repairs, energy costs, care home top-up fees and car repairs and maintenance. If you're struggling to pay for essential living expenses such as mortgage or rental payments and even ICAEW membership fees, we may be able to assist. Read more about the financial support we offer to help you manage the increasing cost of living.
financial support and grants
Our grants and donations are short term payments to help you cover bills and unexpected costs. All of our financial support is means-tested, so we'll take your income and situation into account. Take a look below for an overview of all the financial support we offer as well as an insight into our financial support process.
energy costs payment
Keeping your home at a reasonable temperature is important for your health and wellbeing, but you may find this cost unmanageable due to high energy prices. Our energy costs payment is a fixed sum of £450 to help you pay for gas, oil and electric bills. If you’re living outside the UK, it can be used towards air conditioning, batteries and generators.
our financial podcast
Our podcast The Cash Conversation explores all things personal finance, debt, budgeting and savings. Join our panel of financial and mental health experts here at caba alongside some influential names in the industry for a discussion about all things finance as they share some tips for improving your financial health.
useful tools
Get your finances on track with our array of financial tools below.
budget planners
These tools will help you to create an in-depth budget plan, giving a breakdown of income and expenditure.
savings calculator
If you're looking to get a hold of your savings and organise your finances, this tool is for you.
benefits calculator
Check which UK benefits you may be eligible for, including welfare benefits, grants and other support.
“I was terrified of bankruptcy, however caba negotiated with my creditors and helped to create a repayment plan to avoid this happening. The sense of relief was enormous and I have now almost paid off all creditors!”
e-learning
Brush up on your personal finance knowledge with our range of on demand e-learning at a time that suits you. If you're looking for ways to future-proof your money and generate positive habits around finances, we've got you covered:
here to help
Whether you’re dealing with difficult everyday situations or something out of the blue, our dedicated financial support may be just what you need to get back on your feet. Remember, we don’t share your personal information with any third parties, including the ICAEW.
benefits advice
Understanding State Benefit Claims can be difficult, particularly if you are new to the UK benefits system - we can advise and support your applications to ensure you’re not missing out.
budgeting
If you're overspending each month, it may be time to set up a budget. Our useful tools can help you to start.
financial tools
Find our useful budget planners, benefits and grants search tools and pension calculator to help you plan ahead and get your finances on track.
your questions answered
Who is eligible for support?
We support past and present members of the Institute of Chartered Accountants of England and Wales (ICAEW), ACA students, ICAEW staff members, and the family and carers of members and students.
Not sure if you’re eligible? Use our interactive eligibility tool to check if you or your family could get support.
Are your services open to everyone, regardless of financial situation?
Most of our services, including mental health support and legal advice, are provided free regardless of your financial circumstances. For our financial grants, we will conduct an assessment, looking at your income and assets, to determine what help we can provide.
How confidential is caba? Do you report members to the ICAEW?
Everything you tell us is kept in the strictest of confidence. We don't share your personal information with any third parties, and that includes ICAEW. caba is a separate organisation from ICAEW and is an independent charity with its own board of trustees. We do not have a duty to report anything to ICAEW.
Can caba support me in paying my ICAEW membership fees?
We can support members who are on a reduced rate membership. We also consider applications for paying full rate and lifetime memberships.
How long does it take to receive financial support?
It depends on the individual situation, but we can work very quickly if it’s an emergency.
download our financial support flowchart
Not got the answer to your question?