financial support and grants

Whether it’s the everyday or out the blue changes to your situation, balancing our finances is challenging. Our financial support and grants are here to give you safety net to help get you back on your feet.

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coping with unexpected costs

When logic and planning are second-nature, things that you can’t predict – like the UK bill increases – can leave even the most financially savvy feeling frustrated, worried or overwhelmed. 

Sometimes, a small helping hand is all you need to get back in control and stop any downward spirals. Our financial support means you can breath a sigh of relief. With the pressure lifted, you can get back to what matters to you. 

All our grants and donations are short term or one-off payments to help cover bills and unexpected costs. You don’t have to pay the money back. 

Our support is means-tested. Talk to us before you assume you won’t be able to get financial support – we can help more than you might think.  

here's how we can help you

We know that life has ups and downs – but it’s not the ups that keep awake at night.  It’s our mission to take the edge off. If UK bill increases and money worries are weighing on you, we’re here to help lighten the load. Here’s the support you can start applying for today.

energy cost payment

Keeping your home at a reasonable temperature is good for your health and your wellbeing but as energy costs are rising, you might find it too expensive to heat or cool your home. Our energy costs payment is a fixed sum of £500 to help pay your gas, oil, electric and other energy bills. This is on top of any other payment from the government. If you’re living outside the UK, it can also be used towards air conditioning, batteries and generators.

back-to-school payment

Getting your children ready for a new school year can be expensive. Our back-to-school discretionary donation is a fixed sum to help cover these costs. The money can be used to buy school uniform, shoes, PE kits and other school essentials. Applications are open from May-October.

reduced ICAEW subscriptions

We know that keeping your ICAEW membership is really important for both personal and professional reasons, but it might be challenging to pay it even at a reduced rate. We can provide a donation to cover this cost, and can pay it directly to the ICAEW for you.

We also offer a range of financial support for students, making sure you’re supported right from the start of your career journey.

essential living expenses

If you’ve experienced a sudden change in your situation that means you’re no longer able to pay your essential bills, we can help. Our short-term grants can cover essential living expenses, including mortgage and rental payments, to give you the time and space you need to adjust and adapt.

your home and appliances

Costs around your home can emerge unexpectedly, whether a key appliance is no longer working or you need essential repairs. If your insurance is unable to help, please get in touch as we may be able to assist with a repair or replacement.

other grants and donations

We can help with financial assistance in many other ways, including car repairs, mobility aids, funeral costs, care home top-up fees and adapting your home to make it more accessible. One of our friendly Support Officers will be happy to explore your needs.
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how to access support

Wondering how our financial support process works? We’re here to make it as easy as possible. Take a look at our step-by-step breakdown and get the help you need, minus the hassle.


discover our financial tools

Explore our range of financial tools that can help put your money worries at ease.

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50-30-20 calculator

This 50-30-20 calculator splits your take-home monthly income into suggested spending in three areas: necessities, wants and savings.

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grants search tool

Want to know what grants you are eligible for? Try our free grants search tool to discover what money you might be missing out on that you won’t ever have to pay back.

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benefits calculator

This benefits calculator is supplied by Turn2us, a free, independent service which helps people access the money available to them – through welfare benefits, grants and other help.

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budget planners

MoneyHelper’s budget calculator alongside our downloadable budgeting spreadsheet can help to show you exactly where your money is being spent and how much you’ve got coming in.

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savings calculator

One thing about saving is that, sometimes, it can be difficult to know how much to save or how long it’ll take. Try out MoneyHelper’s savings calculator below to tackle both those problems.

apply for financial support

Take back control of your personal finances by talking through your situation with one of our friendly support officers. We're here to help you with anything you may be going through, offering guidance, practical solutions, and a listening ear.

talk to us

“It was difficult to admit that I needed some help, but it gets easier every time. caba are very easy to get on with and nothing seems to take very long. I feel more secure now.”

Amelia

caba client