“I was over the moon that someone was actually going to help me bear the weight of responsibility. ”
Take a look at our useful tools below to help get your finances back on track:
Our free tools can create in-depth budgeting plans, giving you a breakdown of income and expenditure.
Check which UK benefits you may be eligible for, including welfare benefits, grants and other support.
Debt can easily creep up on us. Here, we reveal the early warning signs to watch out for. We also explain how our dedicated debt service can help you proactively tackle your debt, as well as share best practice advice on getting to grips with your financial issues.
Senior support officer and debt expert Tom Barrett explains the reasons why you should reach out to caba if you're experiencing financial issues.
Support Officer and debt expert Lee Melling explores the steps you can take to tackle debt effectively. He also reveals how we can help you improve your financial situation.
Being in debt can have a knock-on effect on many of areas of your life, including your ICAEW membership. Here, Nigel Howell, Head of Investigations at the ICAEW explains the impact escalating debt problems can have on ICAEW memberships.
Is your credit score in need of improvement? Here we explain all you need to know about credit ratings, the impact they can have on your financial footprint, and tips for improving them.
Our podcast The Cash Conversation explores all things personal finance, debt, budgeting and savings. Join our panel of financial and mental health experts here at caba alongside some influential names in the industry for a discussion about the different types of debt and tips for how to tackle it.
One of our team will have a chat with you about your situation. They'll listen to you, and they may be able to identify other ways in which we can support you alongside our debt advice services. One of our debt advisers will then be allocated to you as your support officer, and they'll be your main point of contact at caba.
Your support officer will explore your financial situation in depth with you. They'll ask you to provide details of your monthly household income and expenditure, as well as your debts. You may find it helpful to begin preparing this information ahead of time.
Once you've shared this, your support officer will identify any ways in which you can increase your income, such as claiming state benefits you may be entitled to, and reduce your expenditure, such as switching energy tarriff or ensuring your tax code is correct.Together you'll assess your options for tackling your debts, and choose a course of action that's right for you. Your support officer will support and advise you as you begin to address your debts.
