living outside the UK?

we offer practical, personalised support to eligible ICAEW members, ACA students, and their close family dependents facing financial, physical, or mental health challenges. While most of our services are available internationally, a few - such as legal or debt advice - are restricted to UK only delivery. Below, you’ll find an overview of the international support we can offer.

what support is available internationally?

career support

If you're facing redundancy, returning to work, currently unemployed or self-employed, we offer personalised remote coaching through our trusted UK-based partner. This flexible service is designed to support you wherever you are in the world.

debt advice

We can support you with debt that originated in England, Wales or Northern Ireland, even if you’ve since moved overseas.

legal advice

Law Express: Our partner can provide guidance on English and Welsh law, even if you live abroad.

mental health support

Counselling grants: We offer up to £400 (amount varies by country) to help cover the cost of a local therapist, so you can access appropriate support in your area. Prior approval required and conditions apply. Contact our support team, who can guide you through the process.

UK State Pension

We offer general guidance and signposting for those entitled to a UK state pension.

webinars and e-learning

Explore our free e-learning platform, offering practical guidance on topics including mental health, career development, retirement planning and student life. You can also register for live webinars or on-demand recordings at a time that suits you.

financial support (means-tested)

We take into account the cost of living in your country, especially where there is limited or no state support. International support includes:

Back to school costs: Seasonal support for essential school-related expenses
Care at home
Energy payments: Support towards gas/electricity bills, AC units or UPS batteries
Equipment and adaptations: Such as stair lifts, mobility aids, and home modifications
Funeral costs
Health-related costs: Glasses, hearing aids, dental work, and medical treatment—based on what would typically be covered by the UK NHS
Household goods and repairs: Boilers, white goods, carpets, and more.
ICAEW subscription support: Low rate for members and, student admission & membership fee support
Job search costs: For unemployed, help with travel to interviews and interview clothing
Medical treatment: Support for essential treatment where local state healthcare is limited, based on what would typically be available through the UK NHS
Moving costs: Including removal vans, tenancy fees, and essential furniture
Respite care
Residential or nursing home top-up fees
Shortfall grants: Temporary support to bridge the gap between income and essential costs, helping individuals make appropriate changes

support for your family

Life partners, spouses and children up to the age of 25 can register with caba in their own right. They can access on-demand resources and request direct support - just like ICAEW members and ACA students. If someone in your family needs help, they don’t need to go through you to get it. Encourage them to sign up and register today.

not sure if you’re eligible?

We understand that everyone’s situation is different. Even if you have some savings or income, you may still qualify for support - especially if you're facing unexpected costs or limited access to local services. We assess each case individually and always do our best to help.

get in touch

Please don’t hesitate to get in touch. You might be surprised by how much support we can offer.

Please note: caba is a UK-based charity and our team is available Monday to Friday, during UK working hours (9am to 5pm GMT/BST).

*support restrictions may vary in some countries due to local or international restrictions