budgeting and household bills

Budgeting your money is something we all know about, but don’t always do for multiple reasons. However, it does pay to get into good budgeting habits because it can help you manage your finances better and avoid getting into debt.

Take a look at our budgeting best practice, which ranges from managing your money in retirement and everyday money advice, to exploring what the options are if you haven’t got a pension.

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budgeting tips: practical advice for managing your money

Do you have a personal budget? Could you benefit from being more disciplined with how you spend your money? Here, we share lots of practical budgeting advice, as well as the benefits of budgeting, of which there are many!

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healthy eating: making your food budget go further

Healthy eating can get expensive but with the right planning it is achievable. Here, we share some practical tips to stretch your budget.

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how to manage your finances when you're retired

Being retired means you’re no longer earning a regular wage, which means you have to learn to spend your money differently. Take a look at these practical tips for managing your finances in retirement.

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pensions: what to do if you haven't got one

Have you got a pension? If you haven’t, you could be worried about how you are going to afford to live when you retire. This article discusses what the options are if you don’t have a pension to fall back on during your retirement.

training and events

9 August 2022

espresso anxiety relief toolkit

Discover how anxiety affects your body and your mind.
espresso series
16 August 2022

espresso mindfulness for beginners

Understand the concept of mindfulness and the ‘opportunity to give it a try’ practicing exercises like mindfulness of breath and three step …
espresso series
23 August 2022

espresso understanding mental health: skills for life

Mental health is a fundamental part of your wellbeing.
espresso series
6 September 2022

developing a compassionate mind

Learning to support ourselves with care and kindness will equip us with the internal resources we need to manage stressful times. Research has …
enhanced course

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your questions answered 

Who is eligible for support?

We support past and present members of the Institute of Chartered Accountants of England and Wales (ICAEW)1, ACA students2, ICAEW staff members3, and the family and carers of members and students4

  1. No matter where your career takes you, past and present members of the Institute of Chartered Accountants of England Wales (ICAEW) are eligible for caba’s services for life, even if you change your career and leave accountancy 
  2. ACA students (ICAEW Provisional Members) who are either an active student or have been an active student within the last three years are eligible for caba's services 
  3. Past and present staff members of the ICAEW or caba are eligible for caba's services for life, even if you leave either organisation. Please note, for former employees, our financial support is only available to those who have had five years continuous employment with either organisation 
  4. Family members and carers of either an eligible past or present ICAEW member, ACA student or past or present employee of the ICAEW or caba are eligible for caba's support. We define a family member as a: 
    1. spouse, civil partner or cohabiting partner 
    2. widow, widower or surviving civil partner who has not remarried or cohabiting with a partner 
    3. divorced spouse or civil partner who has not remarried or cohabiting with a partner 
    4. child aged up to 25. Please note, children aged between 16 and 25 are not eligible for individual financial support 
    5. any other person who is or was dependent on the eligible individual supporting them financially or are reliant on the eligible individual’s care 
    6. any other person on whom the eligible individual is reliant, either financially or for care 

You can find out more about our available support both in the UK and around the world on our support we offer  page. 

Are your services means-tested?

If you need financial support, we carry out a means test where we consider income, expenditure, capital and assets.  

*Please note none of our other services are means-tested. 

I’m an accountant, but not a member of ICAEW, can you still help?

Unfortunately not. We only support past and present ICAEW members, their carers and their families. If we are unable to support you, where possible we will point you to help elsewhere.

caba has supported me in the past; can I receive support from caba again?

We understand that circumstances change. If we’ve helped you in the past there’s no reason why we can’t help you again. You can contact us at any time. Please call us if you need our help.

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