If you’re struggling to pay day-to-day bills, or to keep up with loan repayments and other financial commitments, there are a number of options open to you to help clear your debts. We outline some of the most common options you might have heard of below. However, don’t make any decisions on your own.

Debts that go to court

Best ways to pay off your debts – Scotland

Options for clearing your debt – Northern Ireland

Administration Order


Individual Voluntary Arrangement

Dealing with debt in order

Debt management plan (DMP)

Debt Relief Order (DRO)