mortgage

  If you can’t afford your rent, or you’re facing a rent increase, there are things you can do. Here’s where to find help and how to speak to your landlord.  What’s in this guide Dealing with rent increases  Help if you can’t afford your rent  Help if you’re already behind on rent (in arrears)  […]

 

If you’re struggling with your mortgage repayments and can’t get back on track it’s important you don’t ignore the problem. There’s a lot of help available. What’s in this guide Step 1 – Contact your lender  Step 2 – Check if you have insurance cover  Step 3 – Take action to cut your costs  Step […]

 

If you’re struggling to meet your mortgage repayments, the government could be able to help. You could be able to sign up for the Mortgage Rescue scheme, Support for Mortgage Interest, or other government benefits that might boost your income. What’s in this guide Contact your lender first  Get free advice  The Housing Loss Prevention […]

 

Sale-and-rent-back schemes are where you sell your home but continue living there as a rent-paying tenant. What’s in this guide What is a sale-and-rent-back scheme?  Risks with sale-and-rent-back schemes  Sale-and-rent-back alternatives  If a sale-and-rent-back scheme is your only option  Get the key facts  Sale and rent back – if things go wrong  Useful contacts  What […]

 

If you’re on certain benefits and struggling to pay your mortgage, you might be able to get a loan from the government to help pay the interest – so your usual repayments are less. This is called Support for Mortgage Interest (SMI). What’s in this guide What is a Support for Mortgage Interest (SMI) loan?  […]