Paying for Care

Get financial advice on how to fund your long-term care

If you’re working out how to pay for long-term care – for yourself or a loved one, an independent care fees adviser can offer unbiased expert advice. Find out more about what they can do for you,...

Local authority funding for care costs – do you qualify?

If you need support with day-to-day tasks, or you need to move into a care home, your local authority might help with the costs. How much will depend on your care needs and what you can afford. What...

NHS-funded nursing care

This is when the NHS pays a care home a contribution towards your nursing care. You might qualify if you’re in a care home and receiving care from a registered nurse or doctor. What is NHS-funded...

How a local authority care needs assessment works

A care needs assessment from your local authority can be the first step towards getting the help and support you need with your everyday life. The aim is to work out how much help you need to enable...

Claiming on insurance to help cover the costs of care

Don’t pay for care costs before seeing if you can claim on an existing insurance policy. If you’ve taken out health insurance before, it might be helpful now. Check for insurance policiesCase study...

Using a home reversion plan to pay for your care

If you’re over 65, own your home and need to fund your long-term care, you may be considering a home reversion plan. Here’s how they work and some pros and cons to consider. What is a home reversion...

Using an equity release scheme to fund your care

If you need to fund your long-term care and have already paid off, or nearly paid off, your mortgage, an equity release scheme is one option to consider. It is important to always get independent...

Are you eligible for NHS continuing healthcare funding?

In England, Wales and Northern Ireland, if you have a disability or complex medical problem, you might qualify for free NHS continuing healthcare. What is NHS continuing healthcare? If your primary...

Benefits you can claim when you have care needs

If you have care needs or a disability – or you’re caring for someone who does – there are benefits to help you manage with the extra costs. Some of these benefits aren’t affected by income or...

Means tests for help with care costs – how they work

Even if you’ve paid National Insurance contributions all your life, you might have to pay towards your long-term care. Find out how the costs are calculated and whether you’ll have to pay.. Working...