If you were getting Disability Living Allowance (DLA) and have been reassessed for Personal Independence Payment (PIP), your income might have changed. Find out more about ways you can manage your money to cope with your new circumstances.
If your PIP award has reduced or stopped
If you’re now having to manage on less money, read our guide Moving from DLA to PIP – what to do if your award is reduced or stopped.
Under new rules introduced by the Scottish government, young people will continue to claim Disability Living Allowance for children until they reach 18, as long as they remain eligible.
If your PIP award is more than you got on DLA
Your health needs or disability might have increased since your last assessment.
If your PIP award is more than you were getting on DLA, you might now qualify for extra help that wasn’t available before.
Extra benefits and help if your PIP award has increased
If you’re now getting the enhanced rate of the mobility component of PIP – also called the mobility allowance – you might qualify for help with transport costs. This will be through Motability Scheme or the Blue Badge parking scheme.
You might also qualify for discounts on public transport if you’re getting any rate of PIP.
If you’re now getting the daily living component of PIP, you might be entitled to extra disability premiums. This is if you’re getting certain benefits, including:
- Housing Benefit
- Income Support
- income-based Jobseeker’s Allowance
- income-related Employment and Support Allowance.
Not everyone can claim disability premiums. To find out if you might qualify, see the Turn2us website
Your local Citizens Advice can carry out a full benefits check to make sure you’re getting everything you’re entitled to.
Charitable grants if your PIP award has increased
You might also qualify for charitable help and grants to help with the extra costs of your illness or disability.
Making the most of your new income
Now is a good time to look at the rest of your finances to make sure you’re making the most of the income you have:
- Save money on your phone, broadband, energy and water bills with the help of our How to save money on household bills guide.
- Find more tips in our Living on a low income guide.
- You can get a reduction on your Council Tax bill if you’re disabled, and you need to live in a larger home than you would otherwise need. If you’re the only adult in your household, or you only share your home with a live-in carer, you can get 25% off your Council Tax bill.
Find out more about the Disabled Band Reduction Scheme on the GOV.UK website
When you’ve looked at your household spending, you might be able to put a little bit away if you don’t already have savings.
Saving just two or three pounds a week can make a difference. And it can help you cope with unexpected expenses or to plan for big events, like birthdays or Christmas.
For more tips and ideas on how to make the most of your income, read our Beginner’s guide to managing your money.
This article is provided by the Money Advice Service.