Debt

Debt Relief Order (DRO)

What is a Debt Relief Order (DRO)?Find out more about how a Debt Relief Order (DRO) works and which debts you can use it for. Then talk to a free debt adviser about whether it’s the best way to pay...

Where to find free debt advice

If you’re struggling with debt, it can be hard to know where to turn. But with lots of free advice services available across the UK, you can find help in a way that’s best for you. How will a debt...

Debt management plan (DMP)

What is a Debt Management Plan (DMP)?Find out more about how a Debt Management Plan works and which debts you can use it for. Then talk to a free debt adviser about whether it’s the best way to pay...

Options for clearing your debt – Scotland

If you’re struggling to pay day-to-day bills or to keep up with loan repayments and other financial commitments, there are a number of options open to you to help clear your debts. We outline some...

Options for clearing your debt – Northern Ireland

If you’re struggling to pay day-to-day bills, or to keep up with loan repayments and other financial commitments, there are a number of options open to you to help clear your debts. We outline some...

Debts that go to court

What is a County Court Judgment (CCJ)? A County Court Judgment (CCJ) is a type of court order in England, Wales and Northern Ireland that might be registered against you if you fail to repay money...

Administration Order

What is an Administration Order?Find out more about how an Administration Order works and which debts you can use it for. Then talk to a free debt adviser about whether it’s the best way to pay off...

Individual Voluntary Arrangement

What is an Individual Voluntary Arrangement (IVA)?Find out more about how an Individual Voluntary Arrangement (IVA) works and which debts it covers. Then talk to a free debt adviser about whether it...

Bankruptcy

You need to think carefully about declaring yourself bankrupt. Find out more about what it means then talk to a free debt adviser about whether bankruptcy is the best way to pay off or clear your...

Dealing with debt in order

Receiving a late payment letter can be extremely worrying, but there is no need to panic. First, you need to understand which of your debts is most important and then start dealing with them or talk...